Loans with salary-backed loans or salary-backed loans pension are fixed-rate loans for employees public and private with permanent contracts and for the retirees.

 This type of loan is called “assignment of the fifth” because the monthly payment is withheld directly by the salary or pension, up to 1/5 of the total amount of the paycheck. The transfer amount may increase, only for employees, up to 2/5 of the salary thanks to the proxy loan (so-called “double fifth”).

Since the loan is guaranteed by the assignment of the V, the eligibility does not depend on any credit problems passed.